Homeownership

The Homeownership program is now accepting applications!

Anyone interested in the program can always stop by our main office to pick up an application. For more information contact Estela Torres at 336.306.8402.

Owning a home is the epitome of the American Dream yet for many hard-working families in Forsyth County, homeownership seems an impossible accomplishment. Habitat for Humanity of Forsyth County allows hard working families to realize their dream.

Apply Here!

 

Homeowners in the Process

Habitat for Humanity of Forsyth County is a hand-up, not a hand-out, to hard-working families. Volunteers, and the families themselves, build quality homes in safe neighborhoods for those who meet income and work history requirements.

Habitat families must complete 300-400 social engagement, or sweat equity, hours through working on their own homes, other families’ homes or contributing volunteer hours at Habitat, before they can purchase their homes. They also attend a series of classes about subjects such as homeownership, maintenance, and financial management.

The families purchase their homes through an affordable 30-year loan. Their mortgage payments enable Habitat to continue the cycle, building more homes for Partner Families. The results are life-changing.

Qualification Guidelines

You must answer yes to three or four of the following questions to qualify for the Habitat homeownership process.

  1. Have you had steady income for the last 12 months?
  2. Have you lived in Forsyth County for the last 12 months?
  3. Is it overcrowded in your home?
  4. Are you living in sub-standard housing?
  5. Are you making monthly payments on all your debts?
  6. Are you willing to work 300-400 social engagement, or sweat equity, hours on Habitat homes?
  7. Does your total family income fall within the guidelines listed below?
 
2019 Income Guidelines
 
Family Size  Annual Income
1 $15,159 – $34,650
2 $17,325 – $39,600
3 $19,490 – $44,550
4 $21,656 – $49,500
5 $23,406 – $53,500
6 $25,134 – $57,450
7 $26,863 – $61,400
8 $28,590 – $65,350
Credit:
  • Non-Medical Collections Accounts must be less than $3,000
  • No bankruptcies/foreclosures in the last five years
Rental History:
  • Minimum 12 month rental history
Down Payment:
  • Ability to save at least $1,800 to cover closing costs that will vary between $1,800 -$2,000
Qualification Guidelines

You must answer yes to three or four of the following questions to qualify for the Habitat homeownership process.

  1. Have you had steady income for the last 12 months?
  2. Have you lived in Forsyth County for the last 12 months?
  3. Is it overcrowded in your home?
  4. Are you living in sub-standard housing?
  5. Are you making monthly payments on all your debts?
  6. Are you willing to work 300-400 social engagement, or sweat equity, hours on Habitat homes?
  7. Does your total family income fall within the guidelines listed below?
 
2019 Income Guidelines
 
Family Size  Annual Income
1 $15,159 – $34,650
2 $17,325 – $39,600
3 $19,490 – $44,550
4 $21,656 – $49,500
5 $23,406 – $53,500
6 $25,134 – $57,450
7 $26,863 – $61,400
8 $28,590 – $65,350
  • Non-Medical Collections Accounts must be less than $3,000
  • No bankruptcies/foreclosures in the last five years
Rental History:
  • Minimum 12 month rental history
Down Payment:
  • Ability to save at least $1,800 to cover closing costs that will vary between $1,800 -$2,000
2019 Homeowner Orientation Schedule

If you are interested in becoming a first-time homeowner through Habitat Forsyth, please attend one of the sessions listed below. Before attending an orientation, however, please make sure you meet the homeownership qualifications. If you have any questions, please contact Estela Torres at 336.306.8402.

Please check back soon for english speaking orientation dates.

Things to remember for Homeowner Orientation:

  • the session will last one hour.
  • arrive 15 minutes early at 1023 W. 14 St. Winston-Salem, 27105 to sign-in.
  • doors will close 10 minutes after the start of orientation.
  • You need to bring your drivers license or a picture id to the orientation.
  • All questions and concerns will be addressed at the orientation.
  • No children are allowed.

It will take place at our main Habitat office located on 1023 W. 14 St. Winston-Salem, 27105.

Sesiones de Orientación para Personas que Hablan Español: 

¡Nos complace anunciar que nuestro programa de Dueño de Casa se está reabriendo y estamos comenzando nuestra orientación de este programa para 2019!

Por favor comuníquese con Estela al 336.306.8424 durante nuestro horario de oficina (de lunes a viernes de 9 am-5pm) para obtener una aplicación en español y para más información sobre nuestras fechas de orientación de ser Dueño de casa en español que se llevará a cabo en nuestra oficina principal de Hábitat ubicada en 1023 W. 14th St. WS, 27105. No se permiten niños en la orientación y asientos para orientación está limitado

Todas las preguntas e inquietudes sobre el programa de Dueño de Casa y su proceso serán respondidas en la orientación.

2019 Homeowner Orientation Schedule

If you are interested in becoming a first-time homeowner through Habitat Forsyth, please attend one of the sessions listed below. Before attending an orientation, however, please make sure you meet the homeownership qualifications. If you have any questions, please contact Estela Torres at 336.306.8402.

Please check back soon for english speaking orientation dates.

Things to remember for Homeowner Orientation:

  • the session will last one hour.
  • arrive 15 minutes early at 1023 W. 14 St. Winston-Salem, 27105 to sign-in.
  • doors will close 10 minutes after the start of orientation.
  • You need to bring your drivers license or a picture id to the orientation.
  • All questions and concerns will be addressed at the orientation.
  • No children are allowed.

It will take place at our main Habitat office located on 1023 W. 14 St. Winston-Salem, 27105.

Sesiones de Orientación para Personas que Hablan Español: 

¡Nos complace anunciar que nuestro programa de Dueño de Casa se está reabriendo y estamos comenzando nuestra orientación de este programa para 2019!

Por favor comuníquese con Estela al 336.306.8424 durante nuestro horario de oficina (de lunes a viernes de 9 am-5pm) para obtener una aplicación en español y para más información sobre nuestras fechas de orientación de ser Dueño de casa en español que se llevará a cabo en nuestra oficina principal de Hábitat ubicada en 1023 W. 14th St. WS, 27105. No se permiten niños en la orientación y asientos para orientación está limitado

Todas las preguntas e inquietudes sobre el programa de Dueño de Casa y su proceso serán respondidas en la orientación.