Housing Programs

Owning a home is the epitome of the American Dream…

yet for many hard-working families in Forsyth County, homeownership seems an impossible accomplishment. Habitat for Humanity of Forsyth County allows hard working families to realize their dream.

Homeowners in the Process

Habitat families are people you encounter everyday. They drive your child’s school bus. They serve as nursing assistants in local hospitals. They may even greet you from behind the counter of a bank as they work hard to meet the day-to-day expenses of raising a family.

Habitat for Humanity of Forsyth County is a hand-up, not a hand-out, to hard-working families. Volunteers, and the families themselves, build quality homes in safe neighborhoods for those who meet income and work history requirements.

Habitat families must complete 300-400 social engagement, or sweat equity, hours through working on their own homes, other families’ homes or contributing volunteer hours at Habitat, before they can purchase their homes. They also attend a series of classes about subjects such as homeownership, maintenance, and financial management.

The families purchase their homes through an affordable 30-year loan. Their mortgage payments enable Habitat to continue the cycle, building more homes for Partner Families. The results are life-changing.

Our Homeownership program is re-opening and we are resuming orientations in 2019! To register for an orientation, contact Estela Torres at 336.306.8424.

Qualification Guidelines

You must answer yes to three or four of the following questions to qualify for the Habitat homeownership process.

  1. Have you had steady income for the last 12 months?
  2. Have you lived in Forsyth County for the last 12 months?
  3. Is it overcrowded in your home?
  4. Are you living in sub-standard housing?
  5. Are you making monthly payments on all your debts?
  6. Are you willing to work 300-400 social engagement, or sweat equity, hours on Habitat homes?
  7. Does your total family income fall within the guidelines listed below?
 
2018 Income Guidelines
 
Family Size  Annual Income
1 $13,965 – 31,920
2 $15,960 – 36,480
3 $17,955 – 41,040
4 $19,915 – 45,520
5 $21,525 – 49,200
6 $23,135 – 52,880
7 $24,710 – 56,480
8 $26,320 – 60,160
Credit:
  • Non-Medical Collections Accounts must be less than $3,000
  • No bankruptcies/foreclosures in the last five years
Rental History:
  • Minimum 12 month rental history
Down Payment:
  • Ability to save $1,600-$1,800 within 12 months from approval for the down payment
Qualification Guidelines

You must answer yes to three or four of the following questions to qualify for the Habitat homeownership process.

  1. Have you had steady income for the last 12 months?
  2. Have you lived in Forsyth County for the last 12 months?
  3. Is it overcrowded in your home?
  4. Are you living in sub-standard housing?
  5. Are you making monthly payments on all your debts?
  6. Are you willing to work 300-400 social engagement, or sweat equity, hours on Habitat homes?
  7. Does your total family income fall within the guidelines listed below?
 
2018 Income Guidelines
 
Family Size  Annual Income
1 $13,965 – 31,920
2 $15,960 – 36,480
3 $17,955 – 41,040
4 $19,915 – 45,520
5 $21,525 – 49,200
6 $23,135 – 52,880
7 $24,710 – 56,480
8 $26,320 – 60,160
Credit:
  • Non-Medical Collections Accounts must be less than $3,000
  • No bankruptcies/foreclosures in the last five years
Rental History:
  • Minimum 12 month rental history
Down Payment:
  • Ability to save $1,600-$1,800 within 12 months from approval for the down payment
2019 Homeowner Orientation Schedule

If you are interested in becoming a first-time homeowner through Habitat Forsyth, please attend one of the sessions listed below. Before attending an orientation, however, please make sure you meet the homeownership qualifications. If you have any questions, please contact Estela Torres at 336.306.8424. Space is limited.

English Speaking Orientation Sessions:

The following dates and time for orientation are:

  • Monday, February 18 at 6 p.m.
  • Saturday, February 23 at 10 a.m. (This is a make-up session for those who previously signed up for an orientation)
  • Wednesday, February 27 at 6 p.m.
  • Wednesday, March 6 at 1 p.m.

In order to attend an orientation you must confirm your registration with Estela Torres at 336.306.8424, during our office hours of Mon-Fri.  from 9 a.m.-5 p.m.

No children are allowed at orientation and seating is limited to the first 25 registered potential applicants for each orientation. You are required to bring your drivers license or a picture id to the orientation.

Orientation is one hour and we ask that you arrive 15 minutes early with your picture id for sign-in. It will take place at our main Habitat office located on 1023 W. 14 St. Winston-Salem, 27105. The last date to register for an orientation is Friday, February 15. All questions and concerns about the Homeownership program and its process will be answered at orientation.

Sesiones de Orientación para Personas que Hablan Español: 

¡Nos complace anunciar que nuestro programa de Dueño de Casa se está reabriendo y estamos comenzando nuestra orientación de este programa para 2019!

Para asistir a la orientación debe registrarse con Estela Torres al 336.306.8424, durante nuestro horario de oficina de lunes a viernes. de 9 am-5pm

La próxima orientación en español será el 30 de Enero a las 3pm y el 6 de Marzo a las 3pm

No se permiten niños en la orientación. Asientos para orientación está limitado a los primeros 25 solicitantes potenciales registrados. Debe llevar su licencia de conducir o una identificación con foto a la orientación.

La orientación es de 1 hora y le pedimos que llegue 15 minutos antes con su identificación con foto para confirmar su registración. Esta orientación se llevará a cabo en nuestra oficina principal de Hábitat ubicada en 1023 W. 14th St. WS, 27105. La última fecha para inscribirse para una orientación en español será el miércoles, 27 de febrero. Todas las preguntas e inquietudes sobre el programa de Dueño de Casa y su proceso serán respondidas en la orientación.

2019 Homeowner Orientation Schedule

If you are interested in becoming a first-time homeowner through Habitat Forsyth, please attend one of the sessions listed below. Before attending an orientation, however, please make sure you meet the homeownership qualifications. If you have any questions, please contact Estela Torres at 336.306.8424. Space is limited.

English Speaking Orientation Sessions:

The following dates and time for orientation are:

  • Monday, February 18 at 6 p.m.
  • Saturday, February 23 at 10 a.m. (This is a make-up session for those who previously signed up for an orientation)
  • Wednesday, February 27 at 6 p.m.
  • Wednesday, March 6 at 1 p.m.

In order to attend an orientation you must confirm your registration with Estela Torres at 336.306.8424, during our office hours of Mon-Fri.  from 9 a.m.-5 p.m.

No children are allowed at orientation and seating is limited to the first 25 registered potential applicants for each orientation. You are required to bring your drivers license or a picture id to the orientation.

Orientation is one hour and we ask that you arrive 15 minutes early with your picture id for sign-in. It will take place at our main Habitat office located on 1023 W. 14 St. Winston-Salem, 27105. The last date to register for an orientation is Friday, February 15. All questions and concerns about the Homeownership program and its process will be answered at orientation.

Sesiones de Orientación para Personas que Hablan Español: 

¡Nos complace anunciar que nuestro programa de Dueño de Casa se está reabriendo y estamos comenzando nuestra orientación de este programa para 2019!

Para asistir a la orientación debe registrarse con Estela Torres al 336.306.8424, durante nuestro horario de oficina de lunes a viernes. de 9 am-5pm

La próxima orientación en español será el 30 de Enero a las 3pm y el 6 de Marzo a las 3pm

No se permiten niños en la orientación. Asientos para orientación está limitado a los primeros 25 solicitantes potenciales registrados. Debe llevar su licencia de conducir o una identificación con foto a la orientación.

La orientación es de 1 hora y le pedimos que llegue 15 minutos antes con su identificación con foto para confirmar su registración. Esta orientación se llevará a cabo en nuestra oficina principal de Hábitat ubicada en 1023 W. 14th St. WS, 27105. La última fecha para inscribirse para una orientación en español será el miércoles, 27 de febrero. Todas las preguntas e inquietudes sobre el programa de Dueño de Casa y su proceso serán respondidas en la orientación.