Qualification Guidelines

You must answer yes to all of the following questions to qualify for the Habitat homeownership process.

  1. Have you had steady income for the last 18 months?
  2. Have you lived in Forsyth County for the last 12 months?
  3. Is it overcrowded in your home? Are you living in sub-standard housing?
  4. Are you making monthly payments on all your debts?
  5. Are you willing to work 300-400 social engagement, or sweat equity, hours on Habitat homes?
  6. Does your total family income fall within the guidelines listed below?

2017 Income Guidelines

Family Size  Annual Income
(Min – Max)
1 $9,975 – 31,920
2 $11,400 – 36,480
3 $12,825 – 41,040
4 $14,225 – 45,520
5 $15,375 – 49,200
6 $16,525 – 52,880
7  $17,650 – 56,480
8 $18,800 – 60,160


Credit:

-Non-Medical Collections Accounts must be less than $2,000
-No bankruptcies/foreclosures in the last five years
-No unsatisfied judgments

Rental History:
-Minimum 12 month rental history

Down Payment:
-Ability to save $1,000 within 12 months from approval for the down payment

Next Step
If you meet these basic eligibility requirements, the next step is to attend a Homeowner Orientation session. Click here to see the schedule of orientations.