February 04, 2012
 
 
Become a Habitat Homeowner! 
 
 
 
  
The First Step

If you are interested in becoming a first-time homeowner through Habitat Forsyth, please attend one of the following information sessions:

-Attend an application orientation session at Habitat for Humanity of Forsyth County located at 339 Witt St. Winston-Salem, 27103. These sessions occur every 2nd and 4th Monday of each month at 6:00 pm.

**Translation is available for non-English, Spanish speaking families during the 4th Monday orientations. Please note: Because space is limited, we do not have space for children.**

2012 Orientation Schedule
PLEASE DO NOT BRING CHILDREN
January 9
January 23
February 13
February 27
March 12
March 26
April 9
April 23
May 14
May 28
June 11
June 25
July 9
July 23
August 13
August 27
September 10
September 24
October 8
October 22
November 12
November 26
December 10
 
-Attend a Habitat Lunch-N-Learn orientation session at Habitat for Humanity of Forsyth County located at 339 Witt St. Winston-Salem, 27103. These sessions occur every first Friday of the month at 12 pm. Attendance is RSVP only. Please call April Dais at (336) 765-8854 Ext. 131 to reserve your seat. Please note: Because space is limited, we do not have space for children.
2012 Habitat Lunch-N-Learn Schedule
LUNCH IS PROVIDED
PLEASE DO NOT BRING CHILDREN
January 6
February 3
March 2
April 6
May 4
June 1
July 6
August 3
September 7
October 5
November 2
December 7 

-Attend a Mid-Day Orientation session at one of the Forsyth County Library locations. Please call for locations and times.
 
For more information, exact dates of orientation, or to sign up, please contact
April Davis at 765-8854, ext. 131, or e-mail her at april.davis@habitatforsyth.org.
 
What's Next? 

Please CLICK HERE to read our printable Homeowner flyer. 
  
Read these instructions before you proceed:
 
Remember:
  1. Read each questions carefully
  2. Follow the directions
  3. *Note that you will have to go back 
    to the top of the page to "submit" your application 
    before we can process it and call you.
Ready to proceed? 
  
Use this temporary username and password. 
(you will be able to change it to your personal name and password later):
 
Username = apply
Password = apply
 
Click on the "Go" button to start your online application:
 
 
 
Do not hesitate to call April Davis if you have any questions or problems:   
 (336) 765-8854  Ext. 131
  
How Do I Know if I Qualify?
 
The Basics: 
Applicants who meet our qualifications and are approved must be willing to invest at least 
300 hours of their time in “sweat equity.” You will receive a 20-year interest-free mortgage for which you will make monthly payments to Habitat. 

Your mortgage payment is the fastest and most reliable way to build wealth and a stronger future for your family!
 
Qualifications and Requirements:
If you answer “yes” to any of the following questions, you may qualify to buy a Habitat home!
  1. Have you had steady income for the last 18 months?
  2. Have you lived in Forsyth County for the last 12 months?
  3. Is it overcrowded in your home?
  4. Are you living in substandard housing?
  5. Do you live in a crime-ridden neighborhood?
  6. Are you making monthly payments on all your debts?
  7. Are you willing to work 300 “sweat equity” hours on Habitat homes?
  8. Does your total family income fall within guidelines listed below?

2012 Income Guidelines (revised December 14, 2011)

Family Size      Annual Income
                     Minimum - Maximum
      1              $10,850 - 34,720
      2              $12,400 - 39,680
      3              $13,950 - 44,640
      4              $15,500 - 49,600
      5              $16,750 - 53,600
      6              $18,000 - 57,600
      7              $19,225 - 61,520
       8              $20,475 - 65,520 
  
 
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