Do you want to want to be a homeowner?
Read these instructions before you proceed:
If you would like to proceed with our preliminary application,
please click on the GREEN "GO" link below.
Remember:
- Read each questions carefully
- Follow the directions
- *Note that you will have to go back
to the top of the page to "submit" your application
before we can process it and call you.
To start your online application use these username and passwords to start your application (you will be able to change it to your personal name and password later):
Username = apply
Password - apply
Click on the "Go" button to begin your new future:
How do I know if I qualify?
The Basics:
Applicants who meet our qualifications and are approved must be willing to invest at least
300 hours of their time in “sweat equity.” You will receive a 20-year interest-free mortgage
for which you will make monthly payments to Habitat.
Your mortgage payment is the fastest and most reliable way
to build wealth and a stronger future for your family!
Our on-line "fill-in application" process is currently being reconstructed.
Don't let that stop you!
Please click on the "Contact us to become a home owner" page.
We will contact you.
We look forward to seeing how we can help you become our next Habitat home owner.
How do I know if I qualify?
The Basics:
Applicants who meet our qualifications and are approved must be willing to invest at least
300 hours of their time in “sweat equity.” You will receive a 20-year interest-free mortgage
for which you will make monthly payments to Habitat.
Your mortgage payment is the fastest and most reliable way
to build wealth and a stronger future for your family!
Qualifications and Requirements:
If you answer “yes” to any of the following questions, you might qualify to buy a Habitat home!
- Have you had steady income for the last 18 months?
- Have you lived in Forsyth County for the last 12 months?
- Is it overcrowded in your home?
- Are you living in substandard housing?
- Do you live in a crime-ridden neighborhood?
- Are you making monthly payments on all your debts?
- Are you willing to work 300 “sweat equity” hours on Habitat homes?
- Does your total family income fall within guidelines listed below?
Income Guidelines:
|
Family
|
Annual Income
|
|
Size
|
Minimum/Maximum
|
|
1
|
$10,450 – 25,080
|
|
2
|
$11,950 – 28,680
|
|
3
|
$13,425 – 32,220
|
|
4
|
$14,925 – 35,820
|
|
5
|
$16,125 – 38,700
|
|
6
|
$17,325 – 41,580
|
|
7
|
$18,500 – 44,400
|
|
8
|
$19.700 – 47,280
|
Think you may qualify! Do you know someone else who may qualify?
The first step is to attend an orientation. We want to meet you. Orientation meetings are held at the Winston Lake YMCA at 901 Waterworks, Winston-Salem, NC,
on the second Monday of each month at 6:30 p.m.
|
